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Department of Treasury and Finance
Travel - Cover
 
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Description of cover
Extent of cover
Period of cover

Description of cover    

Worldwide travel cover is provided for State Service employees, Ministers and the Premier, and persons appointed by an agency to represent them (eg board and committee members, and volunteers), whilst on authorised business travel.

Cover includes:
  • 24-hour emergency assistance overseas (through Accident and Health International), including:
    • worldwide 24 hour telephone access to AHI Assist
      (all employees travelling overseas should contact their agency representative before they leave to obtain an AHI Assist card);
    • emergency travel assistance;
    • emergency medical evacuation;
    • emergency political evacuation;
    • medically supervised repatriation;
    • assistance in replacing a lost or stolen passport;
    • legal assistance;
    • interpreter access and referral;
    • compassionate visit if travelling alone and hospitalised for more than a week;
    • assistance in tracing delayed or lost luggage; and
    • payment of approved medical services.
  • personal accident – death and injury;
  • overseas medical expenses;
  • limited personal liability;
  • the cost of replacing lost/stolen passports;
  • delayed or stolen baggage or business property; and
  • rental vehicle – the amount of the excess.

Cover is also provided for associated minor leisure travel (ie travel that in duration does not exceed 50 per cent of the duration of the business travel component of the trip).

Limited cover is also provided to spouses and dependent children travelling with the insured traveller. (Note: Prior departmental approval may be required if an employee wishes to be accompanied by his or her family whilst travelling on business.)

Cover does not extend to personal computers, electronic equipment or mobile phones where theft or attempted theft occurs whilst such equipment is unattended (unless the equipment is securely locked inside a building or out of sight inside a motor vehicle) or whilst carried in or on any aircraft, vessel or craft unless they accompany the insured traveller as personal cabin baggage. Other exclusions also apply - see the travel policy for details - electronic copies are available from Marsh Pty Ltd .

Agencies should note that travel cover is purchased in the private sector and is limited to the persons and circumstances specified above. Agencies will need to purchase separate travel cover if they wish to extend cover to anyone else or in other circumstances. If in doubt, contact Marsh Pty Ltd for advice.

Extent of cover    

Benefits are not open-ended and vary depending on age, status (ie employee or dependent) and circumstance. A copy of the travel policy and schedule outlining the benefits provided is available from Marsh Pty Ltd.

Period of cover    

The TRMF will meet all travel claims (less excess) relating to incidents that occurred after agencies joined the Fund. Agencies are directly responsible for claims costs relating to incidents which occurred prior to that date.

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