State Fire Commission Superannuation Scheme members have the following insurance cover up to age 65:
- Temporary Incapacity;
- Permanent IncapacityTerminal Illness; and
You are covered 24 hours a day, seven days a week, not just when you are at work.
Insurance premiums are recovered from the Scheme and not from your defined benefit account.
Your insurance cover is subject to terms and conditions which detail when your insurance cover starts and ends, your insured cover (insured benefit) and the eligibility criteria for the payment of insured benefits.
For more information on the insurance cover, please read the insurance section of the State Fire Commission Superannuation Scheme - your benefits explained fact sheet or contact the RBF Enquiry Line on 1800 622 631.
Who will receive my Death benefit?
If you are a State Fire Commission Superannuation Scheme member, your Death benefit will be paid to your surviving partner or to your registered carer, unless you have registered a valid election with RBF to have all or part of your benefit paid to your estate.
To make an election to have all or part of your Death benefit paid directly to your estate; please complete the Making a death benefit election form.
For more information on Death benefits, please read the following documents:
Who will receive my RBF Death benefit brochure
Making a death benefit election form
State Fire Commission Superannuation Scheme - your benefits explained fact sheet
Alternatively, you may contact the RBF Enquiry Line on 1800 622 631 and speak to one of our friendly staff.
Making a claim
An illness or injury does not have to be work-related for a member to make a claim.
Members who are considering making a claim are encouraged to contact RBF to discuss their possible entitlements. RBF staff can explain the options available to you and ensure you understand the application.
Application forms are available from RBF, please contact the RBF Enquiry Line on 1800 622 631.
If you are considering making a claim, it is important that you do not resign or retire from your employment within the Tasmanian Fire Service and you remain a member of the State Fire Commission Superannuation Scheme until the claim assessment process has been completed.
Your cover will cease if you resign or retire before a determination has been made in relation to your claim and your claim will be disallowed.